What to Do After a Car Accident

If you get in a car accident on the Dayton roads, it can be an alarming and sometimes frightening experience whether it’s minor or severe. When you’re shaken up after an accident, it can be hard to think clearly, but knowing what to do after an accident is crucial to your physical and financial recovery. Luckily, the finance department at New Carlisle Chrysler Jeep Dodge Ram has put together a guide on what to do after a car accident, so you can feel confident in taking the proper steps.

What to Do Based on the Level of the Accident

Minor Accidents

Not all accidents on the Springfield roads are severe. Some are minor accidents like being backed into or a slight fender-bender. Here is what to do after an accident if the accident is minor:

1. The first thing you should do is see if you or any passengers need medical attention. If medical attention is needed, call an ambulance immediately.
2. If you’re able, you’ll want to pull your vehicle over to a safe spot off the road. You don’t want to go too far from the accident, but you want to be sure you’re out of the way of traffic.
3. The next thing you need to do is call the police. It’s best to have an official report of the accident and some insurance companies require a police report.
4. After the police report, you should exchange contact information with the other driver, including phone numbers, email addresses, and insurance policies. You’ll also want to take a picture of everyone’s driver’s licenses, license plate numbers, and insurance cards. You should ask for any witness’s contact info if any witnesses were present.
5. Take pictures of your vehicle’s damage and damage to the other vehicle for documentation. Try and take a picture of the scene of the accident if possible.
6. The last thing you’ll want to do is call your insurance provider. The quicker you tell them what they need to know, the quicker they can begin the claims process.

Major Accidents

The main difference between a minor accident and a major one is that a major accident results in serious injuries or even death. Here is what to do after an accident if it is major:

1. The first thing you need to do is call 911 immediately, especially if you or a passenger is injured. If you’re unable to call, have someone call for you. The police will arrive with an ambulance to document the damage and the scene of the accident for their report.
2. After the police have come and done their report, you’ll want to get a hold of your insurance provider and follow up with them even if someone else filed a claim on your behalf. The more information they have, the more accurate the claim will be.
3. After everything is taken care of, check in with your physician, even if you didn’t require medical attention at the time of the accident.

How to File a Car Insurance Claim

To file a car accident insurance claim with your insurance provider, you’ll need to provide the following information:

• Insurance Policy Number
• Description of Accident
• Accident Details (Date, Time, Location, etc.)
• Contact and Insurance Information from Other Parties
• Police Department Involved

Once a claim is filed, your vehicle will be evaluated by an insurance adjuster who will help you estimate repair costs, coverage, and more.

Get Back on the Road with New Carlisle Chrysler Jeep Dodge Ram

Now that you know what to do after an accident on the Huber Heights roads, you’ll be better equipped to handle the recovery process. Contact us to help you with any other questions and even schedule a visit with our service center to get you back on the New Carlisle roads.