Can I Get Car Repair Financing? 

Are you wondering if you can get car repair financing? If you’re putting off vehicle maintenance or repairs because you don’t have the cash right now, then you could be doing even more damage to your vehicle that will be more costly later on. If you don’t have the money to comfortably pay for the repairs right now, you can get car repair financing. Let the financial experts at New Carlisle Chrysler Jeep Dodge Ram tell you all about car repair financing, bad credit accepted!

What is Car Repair Financing?

What exactly is car repair financing?” Car repair financing (which is also referred to as auto repair loans) are available to help cover the cost of maintenance or repairs you have on your vehicle. There are programs that you may be enrolled in that help you in a situation like this, including:

  • Collision insurance
  • Extended and used car warranties
  • New car warranties

But if you are not enrolled in any of the above programs, then you may need car repair financing in order to afford maintenances on your vehicle if you can’t otherwise afford it. Car repair loans are usually personal loans and can be secured or unsecured depending on your lender. When the loan is secured, the vehicle’s title will likely be used as collateral, and a credit check is typically required before you can get car repair financing.

Should I Opt for Car Repair Financing?

Before you completely opt to go with car repair financing, there are some additional things you should consider. In some ways, buying a new car or used vehicle may actually be a better option. Ask yourself these questions:

  • What are the overall costs associated with the required repairs?
  • What would it cost to buy a new or used car?
  • How much is your car worth right now?

If the cost of the maintenance is around the same amount as it would be to get a new or used vehicle, then it may be better to just replace your vehicle with a different one altogether.

Car Repair Financing with Bad Credit

If you have a less-than-optimal credit score, you may be wondering if car repair financing is even an option you can go with. Well, while it can be possible, it will be much tougher to get car repair financing with bad credit. If you do, then you can definitely expect to pay a higher interest rate on the funds you borrowed from your lender. And remember, the sooner you take care of a problem, the cheaper it will likely be to fix in the long run. So if your steering wheel is shaking, or other symptoms are present, have those issues checked out!

Let the New Carlisle Chrysler Jeep Dodge Ram Financial Experts Help You

Contact us and talk to a member of our great finance center so you can get even more information on this or any other financial topic. While you’re here, learn how to qualify for an auto loan, and take a look at our entire new and used vehicle inventories. You can even learn more about GAP insurance coverage! We look forward to seeing you at our New Carlisle dealership, which is located just a short drive from Tipp City and Fairborn.

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580 North Main Street • New Carlisle, OH 45344

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New Carlisle Chrysler Jeep Dodge Ram

580 North Main Street New Carlisle, OH

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580 North Main Street New Carlisle, OH

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New Carlisle Chrysler Jeep Dodge Ram 39.9479217, -84.0224264.