Can I Get Car Repair Financing? 

Are you wondering if you can get car repair financing? If you’re putting off vehicle maintenance or repairs because you don’t have the cash right now, then you could be doing even more damage to your vehicle that will be more costly later on. If you don’t have the money to comfortably pay for the repairs right now, you can get car repair financing. Let the financial experts at New Carlisle Chrysler Jeep Dodge Ram tell you all about car repair financing, bad credit accepted!

What is Car Repair Financing?

What exactly is car repair financing?” Car repair financing (which is also referred to as auto repair loans) are available to help cover the cost of maintenance or repairs you have on your vehicle. There are programs that you may be enrolled in that help you in a situation like this, including:

  • Collision insurance
  • Extended and used car warranties
  • New car warranties

But if you are not enrolled in any of the above programs, then you may need car repair financing in order to afford maintenances on your vehicle if you can’t otherwise afford it. Car repair loans are usually personal loans and can be secured or unsecured depending on your lender. When the loan is secured, the vehicle’s title will likely be used as collateral, and a credit check is typically required before you can get car repair financing.

Should I Opt for Car Repair Financing?

Before you completely opt to go with car repair financing, there are some additional things you should consider. In some ways, buying a new car or used vehicle may actually be a better option. Ask yourself these questions:

  • What are the overall costs associated with the required repairs?
  • What would it cost to buy a new or used car?
  • How much is your car worth right now?

If the cost of the maintenance is around the same amount as it would be to get a new or used vehicle, then it may be better to just replace your vehicle with a different one altogether.

Car Repair Financing with Bad Credit

If you have a less-than-optimal credit score, you may be wondering if car repair financing is even an option you can go with. Well, while it can be possible, it will be much tougher to get car repair financing with bad credit. If you do, then you can definitely expect to pay a higher interest rate on the funds you borrowed from your lender. And remember, the sooner you take care of a problem, the cheaper it will likely be to fix in the long run. So if your steering wheel is shaking, or other symptoms are present, have those issues checked out!

Let the New Carlisle Chrysler Jeep Dodge Ram Financial Experts Help You

Contact us and talk to a member of our great finance center so you can get even more information on this or any other financial topic. While you’re here, learn how to qualify for an auto loan, and take a look at our entire new and used vehicle inventories. We look forward to seeing you at our New Carlisle dealership, which is located just a short drive from Tipp City and Fairborn.

Service Specials

Free 23 Point Inspection
  • Fluid Top Off
  • Air Pressure Check
  • Visual Brake Check
  • Battery Check
  • Belts and Hoses
  • Tire Check
  • Wiper Check
  • Bulb Check

Coupon not valid with any other offer. Must present coupon at time of purchase. Limit one coupon per person. Coupon does not apply to prior purchases. Other Restrictions may apply. Void where prohibited.

More from New Carlisle Chrysler Jeep Dodge Ram

  • What is the 2020 RAM 1500 MPG?

    The 2020 RAM 1500 continues the tradition of its segment-leading predecessors in providing exceptional performance and handling along with a sleek and stylish interior that allows this truck to be envied whether you’re on the job site in Dayton or out to dinner in Springfield. In addition to performance and styling, the RAM 1500 mpg…

  • 2020 Dodge Durango Towing Capacity

    For those drivers searching for an SUV that is both reliable enough for any Dayton worksite and confident enough for any weekend adventure with the family, look no further than the Dodge Durango. With its abundance of passenger and cargo space along with its renowned towing capacity, this SUV is an ideal choice for any…

  • 2019 Dodge Journey Towing Capacity

    If you’re looking for a truly multi-purpose midsize crossover, the all-new 2019 Dodge Journey gives you the flexibility you need! Dayton drivers in the market for a vehicle that lets you bring your life along for the ride should take a look at the impressive Dodge Journey towing capacity. Not only that, but you’ll easily…

Saved Vehicles ×


You don't have any saved vehicles!

Look for this link on your favorites:


Once you've saved some vehicles, you can view them here at any time.

Contact Us ×


Call Now

580 North Main Street • New Carlisle, OH 45344

Get Directions

Today's Hours:

Open Today! Sales: 9am-6pm

Open Today! Service: 7:30am-6pm

Open Today! Parts: 8am-5pm

New Carlisle Chrysler Jeep Dodge Ram

580 North Main Street New Carlisle, OH

Phone: 937-845-1700


Phone: 914-801-8598

580 North Main Street New Carlisle, OH

Mobile Parts

Phone: 844-801-6761

580 North Main Street New Carlisle, OH


Phone: 937-405-4067

580 North Main Street New Carlisle, OH

Mobile Sales

Phone: 844-780-2219

580 North Main Street New Carlisle, OH


Phone: 937-845-1700

580 North Main Street New Carlisle, OH

Mobile Service

Phone: 866-589-9864

580 North Main Street New Carlisle, OH

Collision Center

Phone: 937-845-1700

580 North Main Street New Carlisle, OH
39.9479217 -84.0224264
[schema type="organization" orgtype="LocalBusiness" url="" name="New Carlisle Chrysler Jeep Dodge Ram" description="" street="580 North Main Street" city="New Carlisle" state="OH" postalcode="45344" country="USA" email="" phone="937-845-1700" logo=""]
New Carlisle Chrysler Jeep Dodge Ram
New Carlisle Chrysler Jeep Dodge Ram
580 North Main Street
New Carlisle, OH, 45344 USA
New Carlisle Chrysler Jeep Dodge Ram 39.9479217, -84.0224264.